That Nasty, Hairy Spider on the Wall is Going to Jump on You any Second. Now In the United States, there is only one family of spider, called Salticidae, that is capable of jumping, and these spiders are not commonly found in houses (they prefer forests).

Generally, spiders do not seek people out and attack them. It’s not in their nature. Spiders are only going to crawl across you if they’re headed somewhere and you’re in the way. As for the hairiness—what can I say? They are indeed hairy. But personally I find them to be quite darling.

Some Crazy Person Will Push You Onto the Subway or Railroad Tracks. In old movies, “falling” onto the train tracks is a convenient way for a character to meet his maker. But, in reality, getting injured or dying that way is rare. Realize that every weekday, about 34 million trips are taken on public transport in the United States. In 2009 a total of 17 people died in subway, rail, or light-rail stations—and that number includes people who were pushed as well as those who fell by accident.

And virtually no deaths come from making contact with the third rail. Yes, touching it can be fatal, but it’s hard to reach. I can honestly say that you are safer on a rail platform than you are on the sidewalk a few feet from your home.

Everyday Dangers Not to Worry About

You’ll Be Struck by Lightning if You Carry an Umbrella (or a BlackBerry) in a Storm. News flash: Metal doesn’t attract lightning. Even a lightning rod doesn’t—it can only conduct lightning, should a bolt happen to strike nearby. People who are zapped while holding a golf club or listening to an iPod are just in the wrong place at the wrong time—and that’s anywhere outside during a thunderstorm. Carrying an open umbrella may slow you down if you’re running for cover, but the fact that the umbrella is part metal doesn’t factor into it.